The Office of Risk Management is charged by the School Board of Brevard County with the responsibility for the preservation of assets, both human and physical. This is accomplished by identifying, evaluating, and controlling loss exposures faced by the district.
Our goal is to minimize the adverse effects of unpredictable events.
In order to accomplish the above Mission Statement and Goal we utilize a number of processes and tools:
maintain current values for buildings, contents, and moveable property
respond to all property, liability, and other casualty losses, initiating investigations and accomplishing the appropriate resolution of all claims
in cooperation with the Office of School and District Security and the Office of Plant Operations and Maintenance develop programs for loss prevention based on available loss data
manage special insurance programs including surety bonding, catastrophic student accident insurance, and student accident claims
review insurance language in vendor contracts to control transfer of risk
review and approve Certificates of Insurance for vendors and facility users and maintain a database of insurance information
serve as a resource and provide consultation on matters related to insurance, loss prevention, and other duties as assigned or requested
Risk Assessment: Property and liability protection are provided through a combination of the district’s own self-funded programs and commercial insurance. Other exposures are covered by commercial insurance policies subject to large deductibles for Boiler and Machinery, School Leaders Errors and Omissions, Crime, UST/AST Storage Tanks, and Catastrophic Student Accident. Risk Management works with different departments to see that adequate protection exists for the various exposures through out the district. These include the many risks of transporting students, teaching, kitchen and dining facilities, broad ranging interscholastic and intramural recreational programs, and leasing of facilities to outside entities. The district has over 74,000 students, 9,700 employees, 6,000 volunteers and receives thousands of visitors from all over Brevard County and elsewhere in Florida.
Risk Management conducts a variety of activities to reduce our risk of loss. We interact with departments and school personnel in a variety of ways to reduce the potential for loss and the impact that losses might have on day to day operations. Our goal is to be pro-active in mitigating exposures before they occur. To that end, we review contracts and projects and analyze loss data from a variety of sources. We also work closely with the Office of School and District Security and the Office of Plant Operations and Maintenance as they perform annual safety inspections at schools, on fire equipment, and on playgrounds through out the year.
Risk Management administers all insurance claims for the district including property, workers’ compensation, general liability, automobile, litigated discrimination claims, employee dishonesty, boiler & machinery losses, UST/AST storage tank losses, unemployment compensation claims, theft and vandalism losses that affect employees, and catastrophic student accident claims. The department also handles all Federal Emergency Management Association grants. This administration includes the various activities involved in investigation and negotiation (including settlement recommendations) with government officials, claimants, insurance companies and their representatives. The department uses an electronic workers’ compensation tracking system that we’ve modified to manage all claims data more efficiently.